If your onward purchase cannot wait for your current sale to finish, a bridging finance discussion may help you understand possible routes and the details a specialist will need.
What we need to know
Route context
A useful chain-break enquiry explains where the current sale stands, what has been agreed on the onward purchase and what timing pressure exists.
Set out whether the current home is on the market or sale agreed
Share whether the onward purchase is agreed or still at offer stage
Explain the expected sale timing and the repayment plan
Questions
Some buyers enquire about short-term property finance where an onward purchase needs to complete before their current property sale finishes. Suitability depends on the transaction, security, affordability and exit route.
Useful details include whether your current home is on the market, whether a sale is agreed, whether the onward purchase is agreed, the expected completion timing and how the finance would be repaid.
An exit strategy is the intended way the short-term finance would be repaid, such as selling a property, refinancing, completing a development sale or using another defined repayment route.
Yes. A limited company can start an enquiry where the funding need relates to a property purchase, refinance, development, refurbishment or business purpose backed by suitable security.
Other funding routes
If this route is not quite the situation, choose the page that matches the pressure point. Each route keeps the questions focused on the practical details behind the enquiry.
Bridging finance
For purchases, auctions, chain breaks and short-term property funding gaps.
Check my funding route
Auction finance
For auction property purchases where deposit, deadline and completion timing matter.
Start auction check
Property purchase finance
For purchases where completion timing, chain pressure or property details are creating urgency.
Discuss property purchase
Bridge refinance
For existing bridging loans approaching expiry or needing a different short-term route.
Discuss bridge refinanceDevelopment and refurbishment
For refurbishment, works-led property projects and development-backed enquiries.
Discuss development funding
Commercial bridging finance
For commercial purchases and business funding enquiries backed by property security.
Check commercial funding route