What is bridging finance?
Bridging finance is short-term property-backed funding that may be used where timing, a sale, a purchase, a refinance or another event creates a temporary funding gap.
Bridging finance
Bridging finance for property purchases, auctions and chain breaks
Tell us the amount, property value, term and timing. We can route the enquiry to a finance specialist who can discuss potentially suitable options.
What we need to know
Funding amount, property value and loan term
Timing pressure or expected completion date
Occupancy/use and the purpose of the bridge
Bridging estimate
Estimate a short-term funding scenario
Use the calculator to create an indicative starting point for a bridging finance discussion.
This is an estimate for discussion, not a quote, offer or advice.
Estimated monthly interest
£2,250
Estimated total interest
£27,000
Estimated fees
£5,000
Estimated repayable
£282,000
Estimated net LTV
50%
Estimated gross LTV
56.4%
Route context
From timing pressure to a clearer first conversation
Bridging enquiries are most useful when the property, funding gap, deadline, term and repayment route are clear from the start.
Share what is being bought, refinanced or completed
Explain the deadline and why standard timing is difficult
Set out the likely exit route before a specialist discussion
Questions
Bridging finance questions
What details are useful for a bridging finance quote discussion?
The most useful starting details are the funding amount, property or security value, loan term, urgency, occupancy or use, purpose and any route-specific deadline.
What is an exit strategy?
An exit strategy is the intended way the short-term finance would be repaid, such as selling a property, refinancing, completing a development sale or using another defined repayment route.
Can a limited company enquire about bridging finance?
Yes. A limited company can start an enquiry where the funding need relates to a property purchase, refinance, development, refurbishment or business purpose backed by suitable security.
Other funding routes
Choose the closest match
If this route is not quite the situation, choose the page that matches the pressure point. Each route keeps the questions focused on the practical details behind the enquiry.
Auction finance
For auction property purchases where deposit, deadline and completion timing matter.
Start auction check
Chain break finance
For buyers who need to move before their current property sale completes.
Check my funding route
Property purchase finance
For purchases where completion timing, chain pressure or property details are creating urgency.
Discuss property purchase
Bridge refinance
For existing bridging loans approaching expiry or needing a different short-term route.
Discuss bridge refinanceDevelopment and refurbishment
For refurbishment, works-led property projects and development-backed enquiries.
Discuss development funding
Commercial bridging finance
For commercial purchases and business funding enquiries backed by property security.
Check commercial funding route