What is bridging finance?
Bridging finance is short-term property-backed funding that may be used where timing, a sale, a purchase, a refinance or another event creates a temporary funding gap.
Property-backed short-term funding enquiries
A simpler route to bridging finance and property-backed funding
Tell us the amount, property value, term and timing. We'll route the enquiry to a finance specialist who can discuss potentially suitable options.
60-second check
Property-backed funding
Specialist discussion
No obligation
Choose funding route
Add amount, term and security value
Specialist discussion
Funding routes
Start with what the finance is for
Each route uses the same guided check, but the questions change around the funding amount, property or security value, term, timing pressure, occupancy and purpose.
Bridging finance
For purchases, auctions, chain breaks and short-term property funding gaps.
Check my funding route
Auction finance
For auction property purchases where deposit, deadline and completion timing matter.
Start auction check
Chain break finance
For buyers who need to move before their current property sale completes.
Check my funding route
Property purchase finance
For purchases where completion timing, chain pressure or property details are creating urgency.
Discuss property purchase
Bridge refinance
For existing bridging loans approaching expiry or needing a different short-term route.
Discuss bridge refinanceDevelopment and refurbishment
For refurbishment, works-led property projects and development-backed enquiries.
Discuss development funding
Commercial bridging finance
For commercial purchases and business funding enquiries backed by property security.
Check commercial funding routeBridging estimate
Estimate a short-term funding scenario
Use the calculator to create an indicative starting point for a bridging finance discussion.
This is an estimate for discussion, not a quote, offer or advice.
Estimated monthly interest
£2,250
Estimated total interest
£27,000
Estimated fees
£5,000
Estimated repayable
£282,000
Estimated net LTV
50%
Estimated gross LTV
56.4%
Why Funding Route
A clearer first conversation starts with the right details.
Whether you are buying at auction, breaking a chain, refinancing a bridge or funding a commercial property, the right figures matter. The short check captures the key details a finance specialist needs to understand your situation and discuss potentially suitable options.
Fast context
Secure admin review
Specialist discussion
Questions
Bridging finance questions
What details are useful for a bridging finance quote discussion?
The most useful starting details are the funding amount, property or security value, loan term, urgency, occupancy or use, purpose and any route-specific deadline.
What is an exit strategy?
An exit strategy is the intended way the short-term finance would be repaid, such as selling a property, refinancing, completing a development sale or using another defined repayment route.
Can a limited company enquire about bridging finance?
Yes. A limited company can start an enquiry where the funding need relates to a property purchase, refinance, development, refurbishment or business purpose backed by suitable security.