Funding Route Terms and Important Information

Funding Route is a website for property-backed and business funding enquiries. It is designed to collect initial information about your situation and, where appropriate, help route the enquiry to a finance specialist who can discuss potentially suitable options.

These terms explain the basis on which you use fundingroute.co.uk and submit information through the website.

Funding Route operates as an enquiry and introduction service. The website may help with enquiries such as:

• Bridging finance for property purchases.
• Auction purchase enquiries where completion dates are important.
• Buying before selling or breaking a property chain.
• Refinancing an existing bridge.
• Development, refurbishment or works-led property enquiries.
• Commercial property or property-backed business funding enquiries.

Funding Route may contact you about your enquiry and may introduce your enquiry to a finance specialist, broker, lender or professional partner where that appears appropriate from the details provided.

Funding Route is not a lender. Funding Route does not:

• Provide, underwrite or approve finance.
• Make lending decisions or issue binding finance offers.
• Provide financial, mortgage, tax, legal or investment advice.
• Guarantee that a finance specialist, broker or lender will contact you.
• Guarantee any rate, fee, term, completion date, lender appetite or outcome.

Information on this website is general information only. It should not be treated as personal advice, financial advice, mortgage advice, tax advice, legal advice or a recommendation to proceed with any product, lender or transaction.

If an enquiry is introduced to a finance specialist, that specialist is responsible for explaining their own services, permissions, fees, terms and privacy information.

Submitting an enquiry through Funding Route does not guarantee funding, approval, a quote, a rate, a completion timeframe, lender appetite or suitability.

Any finance discussed after an enquiry will be subject to status, affordability, security, valuation, legal checks, lender criteria and any regulatory requirements that apply.

You are responsible for making sure the information you submit is accurate, complete and not misleading. This includes information about the funding amount, property or security value, timing, occupancy, company details, exit route, existing borrowing and purpose.

If information is inaccurate or incomplete, it may delay the enquiry, make an introduction less useful or mean that a finance specialist cannot discuss suitable next steps.

Funding Route may decide not to make an introduction where the enquiry is incomplete, outside the scope of the service, appears unsuitable, or cannot be routed with the information provided.

Where an introduction is made, Funding Route may share relevant enquiry details with a finance specialist, broker, lender or professional partner so they can contact you and discuss the enquiry. You are not obliged to proceed with any option discussed after an introduction.

Funding Route does not charge users for submitting an enquiry through this website.

Funding Route may receive an introducer fee, referral fee or commission if an introduction results in business being written. Any finance specialist, broker or lender you deal with should explain their own fees, commissions and charges before you decide whether to proceed.

Any calculator on fundingroute.co.uk is provided for general discussion and illustration only. It is not a quote, offer, agreement, approval, recommendation or advice.

Calculator outputs depend on the figures entered and use simplified assumptions. Actual rates, fees, retained interest, rolled-up interest, exit fees, valuation costs, legal costs and lender requirements may differ.

Some property-backed finance is unregulated. Some enquiries may involve regulated mortgage or consumer credit considerations, especially where you or a family member may live in the property used as security.

If regulated rules apply, only an appropriately authorised specialist should discuss regulated options with you. Funding Route does not use this website to provide regulated advice or to make regulated lending recommendations.

Funding Route aims to keep the website clear, accurate and available, but information may change and the site may not always be available without interruption.

Website content is provided for general information. Funding Route is not responsible for losses caused by relying on website content as advice or as confirmation that finance will be available.

This website may link to third-party websites or services. Those websites are outside Funding Route's control and may have their own terms, privacy policies, fees and risk information.

If you have a complaint about Funding Route or the way an enquiry has been handled, contact complaints@fundingroute.co.uk.

If your complaint relates to a finance specialist, broker, lender or professional partner after an introduction, you may also need to use that organisation's complaints process.

These terms and your use of fundingroute.co.uk are governed by the laws of England and Wales. The courts of England and Wales will have jurisdiction, except where consumer law gives you rights to use another UK court.